1. INTRODUCTION

This Affiliate and Introducing Broker Policy (“Policy”) outlines the general framework under which CaravanFX Limited (the “Company”) may engage with third parties for client referral and business development purposes.

2. NATURE OF RELATIONSHIP

• Affiliates and Introducing Brokers (“Partners”) act as independent entities.
• Partners do not represent the Company.
• Partners are not authorized to provide financial advice.

3. ROLE OF PARTNERS

Partners may:

• introduce potential clients;
• promote the Company’s services.

Partners may not:

• manage client funds;
• trade on behalf of clients;
• provide investment advice.

4. COMPENSATION

Partners may receive compensation based on:

• client activity;
• trading volume;
• referral agreements.

Specific terms are agreed separately.

5. COMPLIANCE REQUIREMENTS

Partners must:

• comply with AML and regulatory standards;
• avoid misleading advertising;
• act in good faith.

6. PROHIBITED ACTIVITIES

Partners are strictly prohibited from:

• guaranteeing profits;
• providing unauthorized advice;
• misrepresenting the Company.

7. MONITORING

The Company reserves the right to:

• monitor partner activity;
• suspend or terminate partnerships.

8. CONFLICT OF INTEREST

Partners may have financial incentives that create conflicts of interest.

Clients should be aware that partners may benefit from client trading activity.

9. TERMINATION

The Company may terminate any partnership at its discretion.

10. LIABILITY

The Company is not responsible for:

• actions of partners;
• statements made by partners.

11. AMENDMENTS

The Company may update this Policy.

1. INTRODUCTION

CaravanFX Limited (the “Company”) is committed to preventing money laundering, terrorist financing, fraud, sanctions evasion, and other financial crimes.

The Company applies a zero-tolerance policy toward financial crime and implements a risk-based AML/CTF framework aligned with international standards.

2. REGULATORY FRAMEWORK

The Company complies with:

• Money Laundering (Prevention) Act – Saint Lucia;
• Proceeds of Crime Act;
• Anti-Terrorism Act;
• Financial Intelligence Authority Act.

And international standards:

• FATF 40 Recommendations;
• UN Sanctions;
• OFAC;
• EU & UK sanctions regimes.

3. RISK-BASED APPROACH (RBA)

The Company applies a Risk-Based Approach to assess and mitigate risks.

Risk factors include:

• country of residence;
• source of funds;
• trading behavior;
• transaction patterns;
• product type (Forex, CFD, crypto-related flows).

Clients are classified as:

• Low Risk;
• Medium Risk;
• High Risk.

4. CUSTOMER IDENTIFICATION (KYC)

The Company verifies all clients before establishing a business relationship.

Individual Clients:

• Full name;
• Date of birth;
• Nationality;
• Address.

Documents:

• Passport / ID;
• Proof of address.

5. CORPORATE CLIENTS & UBO

Required:

• Certificate of Incorporation;
• Articles of Association;
• Directors & shareholders;
• UBO identification (≥10%).

6. SOURCE OF FUNDS / SOURCE OF WEALTH

Clients may be required to provide:

• bank statements;
• salary confirmation;
• business income evidence;
• investment history.

7. ENHANCED DUE DILIGENCE (EDD)

Applied to:

• PEPs;
• high-risk jurisdictions;
• complex structures.

Includes:

• additional verification;
• senior approval;
• ongoing monitoring.

8. ONGOING MONITORING

Client activity is continuously monitored:

• trading patterns;
• deposits/withdrawals;
• unusual behavior.

9. TRANSACTION MONITORING

The Company uses:

• automated systems;
• manual review;
• behavioral analytics.

10. SANCTIONS SCREENING

Clients are screened against:

• OFAC;
• UN;
• EU;
• UK lists.

11. SUSPICIOUS ACTIVITY REPORTING (SAR)

Employees must report suspicious activity.

MLRO submits reports to:

• Financial Intelligence Authority (Saint Lucia).

12. CRYPTO & BLOCKCHAIN RISK

The Company may accept crypto-based funding (e.g., USDT TRC-20).

Risks:

• irreversible transactions;
• wallet misuse;
• AML risks.

The Company:

• monitors blockchain flows;
• may request wallet verification;
• may reject suspicious deposits.

13. RECORD KEEPING

Data retained minimum:

• 7 years.

Includes:

• KYC data;
• transactions;
• SAR.

14. THIRD-PARTY RISK

Partners (IB, PSP, LP):

• undergo due diligence;
• are required to comply with AML standards.

15. ACCOUNT RESTRICTIONS

The Company may:

• freeze accounts;
• block transactions;
• terminate relationship.

16. MLRO

An MLRO is appointed and responsible for:

• AML control;
• SAR;
• interaction with the regulator.

17. POLICY REVIEW

Reviewed periodically by Director.

1. INTRODUCTION

This Bonus and VIP Program Policy (“Policy”) outlines the general principles governing promotional programs, bonus offers, and VIP client benefits provided by CaravanFX Limited (the “Company”).

The Company may, from time to time, offer promotional incentives and VIP privileges to eligible clients.

2. NATURE OF BONUS PROGRAMS

The Company may provide various types of bonuses, including but not limited to:

• deposit bonuses;
• trading bonuses;
• promotional campaigns;
• limited-time offers.

All bonuses are offered at the sole discretion of the Company.

3. BONUS CONDITIONS

• Bonus terms and conditions may vary depending on the promotion.
• Bonuses may be subject to:
  • trading volume requirements;
  • withdrawal restrictions;
  • time limitations.

Specific conditions are defined individually for each promotion.

4. RIGHT TO MODIFY OR WITHDRAW BONUSES

The Company reserves the right to:

• modify bonus conditions;
• cancel promotions;
• withdraw bonuses at any time.

This may occur without prior notice where necessary.

5. ABUSE AND MISUSE

The Company may:

• cancel bonuses;
• remove profits derived from bonus abuse;
• suspend accounts.

In cases of:

• fraud;
• manipulation;
• arbitrage abuse;
• violation of trading rules.

6. VIP PROGRAM

The Company may offer a VIP program for selected clients.

VIP status may provide:

• enhanced trading conditions;
• personalized support;
• priority processing;
• exclusive offers.

7. VIP ELIGIBILITY

VIP status is determined at the sole discretion of the Company, based on internal criteria, which may include:

• trading volume;
• account balance;
• activity level;
• client relationship.

The Company is not obligated to disclose the criteria used for VIP classification.

8. CHANGES TO VIP STATUS

The Company reserves the right to:

• grant;
• modify;
• downgrade;
• revoke.

VIP status at any time.

9. INFORMATION AND DISCLOSURE

Full details of:

• bonus programs;
• VIP benefits;
• eligibility criteria.

Are available:

• on the Company’s official website;
• via official communication channels (email, support, or phone).

10. CLIENT RESPONSIBILITY

Clients are responsible for:

• reviewing applicable bonus terms;
• understanding conditions before participation.

11. LIMITATION OF LIABILITY

The Company is not liable for:

• changes in bonus conditions;
• withdrawal of promotional offers;
• interpretation of promotional materials.

12. AMENDMENTS

This Policy may be updated at any time.

1. PURPOSE

This Policy defines the Company’s compliance framework ensuring adherence to:

• laws of Saint Lucia;
• international financial regulations;
• internal procedures.

2. GOVERNANCE STRUCTURE

The Company operates under a Sole Director model.

The Director:

• approves policies;
• oversees compliance;
• appoints MLRO / Compliance Officer.

3. COMPLIANCE FUNCTION

The Compliance function ensures:

• regulatory compliance;
• internal monitoring;
• risk mitigation.

4. ROLE OF COMPLIANCE OFFICER

Responsibilities:

• monitor compliance;
• review procedures;
• report risks;
• ensure AML implementation.

5. INTERNAL CONTROLS

The Company implements:

• control procedures;
• audit mechanisms;
• approval workflows.

6. MONITORING & AUDIT

Includes:

• internal audits;
• compliance checks;
• periodic reviews.

7. EMPLOYEE TRAINING

Mandatory training includes:

• AML awareness;
• fraud detection;
• sanctions.

8. THIRD-PARTY COMPLIANCE

All partners:

• undergo due diligence;
• are required to comply with applicable requirements.

9. RISK MANAGEMENT

The Company manages:

• operational risks;
• compliance risks;
• financial crime risks.

10. INCIDENT MANAGEMENT

Includes:

• reporting violations;
• internal investigations;
• corrective actions.

11. RECORD KEEPING

Compliance records are maintained securely.

12. POLICY REVIEW

Reviewed regularly by Director.

1. INTRODUCTION

CaravanFX Limited (the “Company”) is committed to acting honestly, fairly, and professionally in the best interests of its clients.

This Conflict of Interest Policy (“Policy”) outlines the circumstances that may give rise to conflicts of interest and the measures taken by the Company to manage such conflicts.

2. SCOPE

This Policy applies to:

• all services provided by the Company;
• all employees, officers, and associated persons;
• all interactions with clients and third parties.

3. IDENTIFICATION OF CONFLICTS

Conflicts of interest may arise where:

• the Company may benefit at the expense of a client;
• the Company acts as counterparty to client trades;
• different clients have opposing interests;
• employees have personal interests in transactions;
• third-party relationships influence decision-making.

4. EXECUTION MODEL CONFLICT

The Company may operate a hybrid execution model, including:

• Market Maker (B-book);
• STP execution.

In certain cases, the Company may act as principal (counterparty) to client trades, which may create a potential conflict of interest.

5. PRICING AND SPREADS

The Company determines:

• pricing feeds;
• spreads;
• execution conditions.

These may differ from external market sources.

6. COPYTRADING AND PAMM CONFLICTS

Conflicts may arise where:

• traders receive compensation based on performance;
• strategies involve higher risk-taking;
• allocation decisions affect multiple clients.

The Company does not guarantee performance and does not endorse any specific trader.

7. EMPLOYEE CONFLICTS

Employees are prohibited from:

• using confidential information for personal gain;
• engaging in insider trading;
• trading against clients.

Employees must disclose potential conflicts.

8. THIRD-PARTY RELATIONSHIPS

Conflicts may arise from relationships with:

• liquidity providers;
• payment providers;
• Introducing Brokers (IBs);
• affiliates.

The Company conducts due diligence to mitigate such risks.

9. MANAGEMENT OF CONFLICTS

The Company applies measures including:

• internal controls and supervision;
• segregation of duties;
• monitoring of trading activity;
• compliance oversight.

10. DISCLOSURE OF CONFLICTS

Where a conflict cannot be fully mitigated, the Company will:

• disclose the nature of the conflict to the Client.

11. CLIENT CONSENT

By entering into a relationship with the Company, the Client acknowledges and accepts that conflicts of interest may exist.

12. RECORD KEEPING

The Company maintains records of:

• identified conflicts;
• actions taken.

13. POLICY REVIEW

This Policy is reviewed periodically.

1. GENERAL PROVISIONS

This Cookie Policy («Policy») explains how CaravanFX Limited («Company», «we», «our», «us») uses Cookies and similar technologies when you access caravanfx.com and related services (the «Website»).

This Cookie Policy should be read together with our Privacy Policy, which explains how CaravanFX Limited collects, processes, stores and protects personal data.

When you first visit the Website, you will be asked to choose your Cookie preferences through our Cookie Consent Banner. You may accept all Cookies, reject non-essential Cookies, or customize your preferences at any time.

Legal Basis

Where required by applicable law:

• the Company obtains your consent before placing non-essential Cookies on your device;
• Strictly Necessary Cookies are processed based on our legitimate interest in providing, maintaining and securing the Website and related services;
• you may withdraw your consent at any time through the Cookie Preference Center or your browser settings without affecting the lawfulness of processing carried out before such withdrawal.

2. WHAT ARE COOKIES?

Cookies are small text files stored on your computer, smartphone, tablet or other device when you visit the Website.

We may also use similar technologies, including:

• Web Beacons;
• Pixel Tags;
• Local Storage;
• SDK Technologies (where applicable);
• other similar tracking technologies.

For simplicity, all such technologies are referred to in this Policy as «Cookies».

Cookies help us:

• ensure the proper operation of the Website;
• maintain platform security;
• remember your preferences;
• improve Website performance;
• analyze Website usage;
• personalize certain Website functions where applicable.

3. INFORMATION COLLECTED THROUGH COOKIES

Depending on your Cookie preferences and applicable law, Cookies may collect information including:

• IP address;
• browser type and version;
• operating system;
• device type;
• device identifiers;
• language settings;
• time zone;
• pages visited;
• navigation history within the Website;
• session information;
• interaction with Website features;
• user preferences.

Where required by law, such information is collected only after obtaining your consent for the relevant Cookie categories.

4. WHY WE USE COOKIES

4.1 Security

To protect the Website, customer accounts and systems against unauthorized access, fraud, abuse and cyber threats.

4.2 Website Functionality

To ensure proper operation of the Website, including:

• secure authentication;
• maintaining user sessions;
• account functionality;
• processing requests;
• maintaining Website stability.

4.3 Performance and Analytics

To:

• analyze Website traffic;
• monitor Website performance;
• identify technical issues;
• improve user experience;
• develop and improve our products and services.

4.4 Personalization

To remember:

• language preferences;
• interface settings;
• user preferences;
• personalized Website features.

4.5 Marketing

Subject to your consent where required by law, Cookies may be used to:

improve communication with users.

measure marketing campaign effectiveness;

improve the relevance of promotional materials;

better understand user interests;

5. COOKIE CATEGORIES

Strictly Necessary

Purpose:

• Website security;
• Authentication;
• Fraud prevention;
• Session management.

Can be Disabled:

• No.

Functional

Purpose:

• Remember language preferences;
• Remember user preferences.

Can be Disabled:

• Yes.

Performance

Purpose:

• Analytics;
• Website statistics;
• Performance measurement.

Can be Disabled:

• Yes.

Advertising

Purpose:

• Marketing content;
• Promotional content.

Can be Disabled:

• Yes.

5.1 Strictly Necessary Cookies (Always Active)

These Cookies are essential for the operation, security and stability of the Website.

They are used to:

• authenticate users;
• maintain secure login sessions;
• protect customer accounts;
• prevent fraud and unauthorized access;
• maintain Website stability;
• ensure proper operation of the Client Area and trading platform.

These Cookies cannot be disabled because the Website and certain services would not function properly without them.

5.2 Performance Cookies

These Cookies help us understand how visitors interact with the Website.

They allow us to:

• analyze Website traffic;
• monitor Website performance;
• identify errors;
• improve Website usability.

Performance Cookies are used only where permitted by applicable law and, where required, based on your consent.

5.3 Functional Cookies

These Cookies enable enhanced Website functionality and personalization.

For example, they may remember:

• preferred language;
• display settings;
• user preferences.

Disabling these Cookies may affect certain Website functions.

5.4 Advertising Cookies

Advertising Cookies help us:

• measure advertising effectiveness;
• provide relevant promotional content;
• personalize marketing communications where permitted by law.

If you disable these Cookies, you may still receive general advertising that is not based on your interests.

6. FIRST-PARTY AND THIRD-PARTY COOKIES

We may use both First-Party Cookies and Third-Party Cookies.

First-Party Cookies are placed directly by CaravanFX Limited to operate the Website and provide our services.

Third-Party Cookies may be provided by trusted service providers assisting us with analytics, security, customer support and Website functionality.

Depending on the services used by the Company, these providers may include:

• Google Analytics;
• Google Tag Manager;
• Google Services;
• TradingView;
• Meta (Facebook);
• security providers;
• cloud infrastructure providers;
• customer support providers.

The list of providers may change as our services evolve.

7. SESSION AND PERSISTENT COOKIES

We use two main types of Cookies.

Session Cookies

These Cookies exist only during your browsing session and are automatically deleted once your browser is closed.

Persistent Cookies

These Cookies remain stored on your device until they expire or are manually deleted.

The retention period depends on the purpose of each Cookie.

8. COOKIE PREFERENCES

When you first visit the Website, you may choose one of the following options:

• Accept All Cookies;
• Reject Non-Essential Cookies;
• Customize Cookie Preferences.

You may modify or withdraw your consent at any time through the Cookie Preference Center or your browser settings.

Disabling certain categories of Cookies may affect the availability or functionality of some Website features.

9. MANAGING COOKIES

Most web browsers allow you to:

• block Cookies;
• delete stored Cookies;
• receive notifications before Cookies are placed;
• restrict specific categories of Cookies.

For more information, please refer to your browser’s help documentation.

10. RETENTION PERIOD

Cookies are retained only for as long as necessary to fulfil their intended purposes.

Session Cookies are automatically deleted when your browser session ends.

Persistent Cookies remain until:

• their expiration date;
• manual deletion by you;
• replacement by updated Cookies.

The maximum retention period depends on the type and purpose of each Cookie and applicable legal requirements.

11. INTERNATIONAL DATA TRANSFERS

Some information collected through Cookies may be processed by trusted service providers located outside your country of residence.

Where such transfers occur, CaravanFX Limited implements appropriate technical, organizational and contractual safeguards to protect personal information in accordance with applicable data protection laws.

12. CHANGES TO THIS POLICY

We may update this Cookie Policy from time to time to reflect:

• legal and regulatory requirements;
• technological developments;
• changes to our services;
• improvements to our Website.

The latest version will always be available on the Website.

1. INTRODUCTION

This CopyTrading Disclosure and Terms (“Agreement”) governs the use of CopyTrading services provided by CaravanFX Limited (the “Company”).

CopyTrading allows clients (“Followers”) to automatically replicate trading strategies of other traders (“Strategy Providers”).

By using CopyTrading, the Client agrees to the terms set forth in this Agreement.

2. NATURE OF COPYTRADING

• CopyTrading is a technology service that enables automatic copying of trades.
• The Company does not provide investment advice.
• Strategy Providers are not employees or representatives of the Company.

3. NO GUARANTEE OF PERFORMANCE

• Past performance is not indicative of future results.
• The Company does not guarantee:
  • profits;
  • risk levels;
  • performance of any strategy.

4. EXECUTION DIFFERENCES

Clients acknowledge that:

• copied trades may be executed at different prices;
• delays may occur;
• slippage may impact results.

Actual performance may differ from that of the Strategy Provider.

5. CLIENT CONTROL AND RESPONSIBILITY

The Client:

• selects which strategy to follow;
• defines allocation amount;
• may stop copying at any time.

All decisions are made at the Client’s own risk.

6. RISK DISCLOSURE

CopyTrading involves:

• market risk;
• leverage risk;
• execution risk.

Losses may exceed expectations and may occur rapidly.

7. STRATEGY PROVIDERS

Strategy Providers:

• operate independently;
• may trade with different risk levels;
• may change strategies at any time.

The Company does not monitor or control trading decisions of Strategy Providers.

8. CONFLICT OF INTEREST

Potential conflicts include:

• Strategy Providers may receive compensation;
• higher risk strategies may generate higher fees.

The Company does not guarantee alignment of interests.

9. TECHNICAL RISKS

CopyTrading may be affected by:

• system latency;
• platform delays;
• internet connectivity.

10. ACCOUNT ALLOCATION

• Clients allocate funds to CopyTrading.
• Allocation may impact risk exposure.
• Partial copying may occur.

11. TERMINATION

The Client may stop copying at any time.

The Company may suspend CopyTrading services for compliance or risk reasons.

12. LIABILITY

The Company is not liable for:

• trading losses;
• strategy performance;
• execution differences.

13. CLIENT ACKNOWLEDGMENT

By using CopyTrading, the Client confirms:

• understanding of risks;
• acceptance of independent decision-making;
• awareness that this is not managed investment.

14. AMENDMENTS

The Company may update these terms.

1. INTRODUCTION

This Deposit and Withdrawal Policy (“Policy”) outlines the procedures governing deposits and withdrawals for clients of CaravanFX Limited (the “Company”).

The Policy is designed to ensure:

• secure transactions;
• compliance with AML/CTF regulations;
• protection of client funds.

2. GENERAL PRINCIPLES

• All transactions must comply with applicable laws and AML regulations.
• The Company reserves the right to request additional verification at any time.
• The Company may refuse or delay transactions where necessary.

3. ACCEPTED PAYMENT METHODS

The Company may accept deposits via:

• bank transfers;
• payment service providers;
• electronic wallets;
• cryptocurrencies (including but not limited to USDT TRC-20).

Available methods may vary by jurisdiction.

4. ACCOUNT OWNERSHIP

• Deposits must be made only from accounts in the client’s name.
• Third-party payments are strictly prohibited.

Any violation may result in:

• rejection of funds;
• account suspension.

5. DEPOSIT PROCESS

• Deposits are credited once received and confirmed.
• Processing times depend on the payment method.
• The Company is not responsible for delays caused by third-party providers.

6. CRYPTOCURRENCY DEPOSITS

• Cryptocurrency transactions are irreversible.
• Clients must ensure correct wallet details.
• The Company is not responsible for:
  • incorrect addresses;
  • network errors.

The Company may:

• request proof of wallet ownership;
• perform blockchain analysis.

7. WITHDRAWAL POLICY

General rules:

• Withdrawals are processed only after full verification (KYC);
• Funds are returned using the same method used for deposit, where possible;
• The Company may request additional documents.

8. WITHDRAWAL PROCESSING TIME

• Requests are reviewed within 1–3 business days.
• Additional delays may occur due to:
  • compliance checks;
  • payment providers.

9. AML AND SECURITY CHECKS

The Company may:

• delay or reject transactions;
• request source of funds;
• conduct enhanced due diligence.

10. REFUND POLICY

• Refunds may be issued only to the original payment method.
• Third-party refunds are not permitted.

11. FEES AND CHARGES

• The Company may charge fees for deposits or withdrawals.
• External providers may apply additional fees.

12. ACCOUNT SUSPENSION

The Company may suspend or block transactions in cases of:

• suspected fraud;
• AML concerns;
• violation of terms.

13. NEGATIVE BALANCE / TRADING IMPACT

• Withdrawals may be restricted if margin requirements are not met.
• Open positions may affect available balance.

14. CLIENT RESPONSIBILITY

Clients are responsible for:

• accuracy of payment details;
• compliance with local laws.

15. POLICY UPDATES

The Company reserves the right to amend this Policy at any time.

1. INTRODUCTION

This Margin, Leverage and Trading Conditions Policy (“Policy”) defines the rules governing margin requirements, leverage, and trading conditions for clients of CaravanFX Limited (the “Company”).

This Policy forms an integral part of the Client Agreement.

2. DEFINITIONS

• Margin – funds required to open and maintain positions.
• Free Margin – available funds not used as margin.
• Equity – account balance plus/minus unrealized P&L.
• Leverage – ratio between margin and exposure.
• Margin Level – Equity / Margin × 100%.
• Margin Call – warning of insufficient margin.
• Stop-Out Level – level at which positions are automatically closed.

3. LEVERAGE

3.1 General Principles

• Leverage is provided at the Company’s discretion.
• Leverage levels may vary depending on:
  • instrument type;
  • account type;
  • market conditions.

3.2 Maximum Leverage

The Company determines leverage levels at its sole discretion.

Leverage is not fixed and may vary depending on multiple factors, including but not limited to:

• the type of financial instrument;
• market conditions and volatility;
• the Client’s trading activity;
• the Client’s risk profile and internal classification.

Clients may be categorized into different groups based on the Company’s internal criteria, and different leverage levels may apply to each category.

The Company reserves the right to adjust, reduce, or increase leverage at any time without prior notice where deemed necessary for risk management or regulatory purposes.

The Company is not obligated to disclose the methodology used for client classification or leverage determination.

4. MARGIN REQUIREMENTS

4.1 Initial Margin

Required to open a position.

4.2 Maintenance Margin

Minimum equity required to keep positions open.

5. MARGIN LEVEL CALCULATION

Margin Level is calculated as:

Margin Level (%) = (Equity / Used Margin) × 100

6. MARGIN CALL

• Margin Call occurs when Margin Level falls below a specified threshold.
• Clients are responsible for:
  • depositing additional funds;
  • reducing positions.

The Company is not obligated to notify clients before action.

7. STOP-OUT LEVEL

7.1 Automatic Liquidation

Positions may be automatically closed when Margin Level falls below the Stop-Out level.

7.2 Stop-Out Threshold

Indicative level:

20% (or as specified on the platform)

8. NEGATIVE BALANCE PROTECTION

The Company provides:

Negative Balance Protection

Clients cannot lose more than deposited funds.

9. MARKET CONDITIONS AND MARGIN ADJUSTMENTS

The Company may:

• increase margin requirements;
• reduce leverage;
• close positions.

Especially during:

• high volatility;
• economic events;
• low liquidity.

10. HEDGING

• Hedging may be allowed depending on account type.
• Margin requirements may differ for hedged positions.

11. TRADING RESTRICTIONS

The Company may restrict trading in cases of:

• abnormal market conditions;
• system issues;
• suspected abuse.

12. CRYPTO CFD SPECIFICS

• Higher margin requirements may apply.
• Increased volatility risk.
• 24/7 market exposure.

13. CLIENT RESPONSIBILITY

Clients are responsible for:

• monitoring margin levels;
• managing risk;
• maintaining sufficient funds.

14. PLATFORM INFORMATION

All margin parameters are visible in the trading platform.

15. AMENDMENTS

The Company reserves the right to modify this Policy at any time.

CaravanFX Limited is an international trading platform operating in accordance with international standards of transparency, compliance, and client protection. The company provides access to trading across various financial markets.

Registered Address: Choc Bay, Castries, Saint Lucia.
Registration Number: 2025-00901.

CaravanFX Limited is incorporated in Saint Lucia.

CaravanFX Limited is committed to maintaining a stable, transparent, and technology-driven trading environment focused on providing competitive market conditions and reliable order execution quality for its clients.

The company continuously monitors market conditions, liquidity availability, market pricing, and execution quality in order to provide clients with efficient trading conditions under normal market circumstances.

Order execution and price formation are carried out in accordance with current real-time market conditions. As financial markets are dynamic and subject to volatility, pricing conditions and execution parameters may vary depending on:

• market liquidity;
• volatility levels;
• trading session activity;
• price fluctuations;
• network connection quality;
• availability of trading instruments;
• and other factors related to market conditions.

Under certain market circumstances, including periods of increased volatility, reduced liquidity, economic news releases, or abnormal market movements, execution conditions may differ from those observed during normal market activity.

Execution conditions depend on the current market situation and available liquidity.

At the same time, the company takes reasonable technological and operational measures aimed at ensuring proper order handling, platform stability, and consistent execution quality.

Clients acknowledge and understand that trading financial instruments involves market risk and that pricing conditions and execution parameters may change in accordance with current market activity.

Security and Verification Procedures

CaravanFX Limited applies internal procedures aimed at maintaining client account security, fraud prevention, as well as compliance with customer verification and transaction monitoring requirements.

The company may request additional information or documentation as part of its internal security and verification procedures.

The company is committed to maintaining privacy, personal data protection, and the security of client information in accordance with internal procedures and applicable standards.

Restricted Jurisdictions

CaravanFX Limited services are not provided to residents or citizens of jurisdictions where the use of such services would violate local laws or regulatory requirements.

Client Communication and Support

CaravanFX Limited is committed to maintaining transparent communication and responsive client support.

Clients may contact the support team 24/7 through:

the official support email address;
the online support chat available on the platform;
or other official communication channels listed on the CaravanFX website.

The company aims to process client inquiries, technical requests, and account-related questions in a timely and professional manner.

Risk Notice

Trading leveraged financial instruments involves a high level of risk and may not be suitable for all investors.

Before engaging in trading activities, clients should independently assess their financial situation, trading experience, and acceptable level of risk.

Past performance does not guarantee future results.

1. INTRODUCTION

This PAMM Disclosure and Terms (“Agreement”) governs the use of PAMM services provided by CaravanFX Limited (the “Company”).

PAMM allows clients (“Investors”) to allocate funds to trading accounts managed by independent traders (“Managers”).

By participating in PAMM, the Client agrees to this Agreement.

2. NATURE OF PAMM SERVICES

• PAMM is a technology-based allocation mechanism.
• The Company does not provide investment management or advisory services.
• Managers are independent third parties.

3. NO GUARANTEE OF PERFORMANCE

• Past performance does not guarantee future results.
• The Company does not guarantee:
  • profitability;
  • capital preservation;
  • risk control.

4. ROLE OF PAMM MANAGERS

Managers:

• make all trading decisions;
• determine trading strategy;
• may take high-risk positions.

The Company does not control or influence Manager decisions.

5. INVESTOR CONTROL

Investors:

• choose PAMM accounts;
• allocate capital;
• may withdraw funds (subject to conditions).

All investment decisions are made at the Investor’s own risk.

6. ALLOCATION MECHANISM

• Profits and losses are distributed proportionally.
• Allocation is based on invested capital.
• Results may differ depending on entry/exit timing.

7. PERFORMANCE FEES

Managers may receive compensation based on:

• performance;
• profit share.

Fees are disclosed prior to allocation.

8. RISK DISCLOSURE

PAMM involves:

• market risk;
• leverage risk;
• manager risk;
• concentration risk.

Loss of invested capital is possible.

9. CONFLICT OF INTEREST

Conflicts may arise:

• Managers may be incentivized to take higher risks;
• Company may benefit from trading activity.

10. EXECUTION RISKS

• trades may be executed at different prices;
• delays may occur;
• slippage may affect results.

11. LIQUIDITY AND WITHDRAWALS

• withdrawals may be subject to timing restrictions;
• delays may occur due to open positions.

12. TECHNICAL RISKS

Includes:

• platform errors;
• system delays;
• connectivity issues.

13. LIABILITY

The Company is not liable for:

• trading losses;
• manager decisions;
• performance outcomes.

14. TERMINATION

• Investors may withdraw at any time (subject to rules).
• Company may suspend PAMM services.

15. CLIENT ACKNOWLEDGMENT

By participating in PAMM, the Client:

• accepts risks;
• understands lack of guarantees;
• acknowledges independent management.

16. AMENDMENTS

The Company may update these terms.

1. INTRODUCTION

CaravanFX Limited (the “Company”) is committed to preventing money laundering, terrorist financing, fraud, sanctions evasion, and other financial crimes.
The Company applies a zero-tolerance policy toward financial crime and implements a risk-based AML/CTF framework aligned with international standards.

2. CATEGORIES OF DATA WE COLLECT

The Company complies with:

• Money Laundering (Prevention) Act – Saint Lucia;
• Proceeds of Crime Act;
• Anti-Terrorism Act;
• Financial Intelligence Authority Act.

And international standards:

• FATF 40 Recommendations;
• UN Sanctions;
• OFAC;
• EU & UK sanctions regimes.

3. RISK-BASED APPROACH (RBA)

Your personal data is processed for the following purposes:

Your personal data is processed for the following purposes:

• country of residence;
• source of funds;
• trading behavior;
• transaction patterns;
• product type (Forex, CFD, crypto-related flows).

Clients are classified as:

• Low Risk;
• Medium Risk;
• High Risk.

4. CUSTOMER IDENTIFICATION (KYC)

The Company verifies all clients before establishing a business relationship.
Individual Clients:

• Full name;
• Date of birth;
• Nationality;
• Address.

Documents:

• Passport / ID;
• Proof of address.

5. CORPORATE CLIENTS & UBO

Required:

• Certificate of Incorporation;
• Articles of Association;
• Directors & shareholders;
• UBO identification (≥10%).

6. SOURCE OF FUNDS / SOURCE OF WEALTH

Clients may be required to provide:

• bank statements;
• salary confirmation;
• business income evidence;
• investment history.

7. ENHANCED DUE DILIGENCE (EDD)

Applied to:

• PEPs;
• high-risk jurisdictions;
• complex structures.

Includes:

• additional verification;
• senior approval;
• ongoing monitoring.

8. ONGOING MONITORING

Client activity is continuously monitored:

• trading patterns;
• deposits/withdrawals;
• unusual behavior.

9. TRANSACTION MONITORING

The Company uses:

• automated systems;
• manual review;
• behavioral analytics.

10. SANCTIONS SCREENING

Clients are screened against:

• OFAC;
• UN;
• EU;
• UK lists.

11. SUSPICIOUS ACTIVITY REPORTING (SAR)

Employees must report suspicious activity.

MLRO submits reports to:

• Financial Intelligence Authority (Saint Lucia).

12. CRYPTO & BLOCKCHAIN RISK

The Company may accept crypto-based funding (e.g., USDT TRC-20).

Risks:

• irreversible transactions;
• wallet misuse;
• AML risks.

The Company:

• monitors blockchain flows;
• may request wallet verification;
• may reject suspicious deposits.

13. RECORD KEEPING

Data retained minimum:

• 7 years.

Includes:

• KYC data;
• transactions;
• SAR.

14. THIRD-PARTY RISK

Partners (IB, PSP, LP):

• undergo due diligence;
• are required to comply with AML standards.

15. ACCOUNT RESTRICTIONS

The Company may:

• freeze accounts;
• block transactions;
• terminate relationship.

16. MLRO

An MLRO is appointed and responsible for:

• AML control;
• SAR;
• interaction with the regulator.

17. POLICY REVIEW

Reviewed periodically by Director.

1. INTRODUCTION

This Risk Disclosure Statement (“Statement”) is provided by CaravanFX Limited (the “Company”), an International Business Company incorporated in Saint Lucia, in accordance with applicable laws and industry standards.

This document is intended to inform clients of the potential risks associated with trading in Foreign Exchange (Forex) and Contracts for Difference (CFDs), including but not limited to CFDs on currencies, commodities, indices, equities, and cryptocurrencies.

Trading in these instruments involves a high level of risk and may not be suitable for all investors.

Cryptocurrency CFDs are considered high-risk instruments and may not be suitable for retail clients.

2. NO INVESTMENT ADVICE

The Company does not provide investment advice, portfolio management, or financial recommendations unless explicitly agreed in writing.

Any information provided:

• is for informational purposes only;
• does not constitute investment advice;
• should not be relied upon as a recommendation.

Clients are solely responsible for their trading decisions.

3. HIGH RISK OF LOSS

Trading Forex and CFDs is speculative and involves a significant risk of loss, including the possible loss of your entire invested capital.

You should not trade with funds you cannot afford to lose.

4. LEVERAGE RISK

CFDs are leveraged instruments.

This means:

• a small market movement can lead to a disproportionately large impact on your account;
• both profits and losses are amplified.

Leverage may work against you as well as in your favor.

5. MARKET VOLATILITY

Financial markets may experience:

• rapid price movements;
• low liquidity;
• unexpected volatility.

This can result in:

• slippage;
• inability to execute orders at expected prices;
• sudden losses.

6. LIQUIDITY RISK

Under certain market conditions:

• it may be difficult or impossible to execute trades;
• positions may not be closed at desired levels.

This is especially relevant during:

• major economic events;
• market openings/closures;
• extreme market stress.

7. COUNTERPARTY RISK

The Company acts as a counterparty to client transactions.

This means:

• client trades may not be executed on a regulated exchange;
• pricing is derived from liquidity providers and market sources.

Clients are exposed to the financial and operational stability of the Company.

8. TECHNICAL RISK

Trading platforms and systems may be subject to:

• internet disruptions;
• hardware or software failures;
• latency issues.

The Company is not liable for losses resulting from:

• system errors;
• connectivity failures;
• technical malfunctions.

9. CRYPTOCURRENCY RISK

Trading or funding involving cryptocurrencies includes additional risks:

• high volatility;
• regulatory uncertainty;
• irreversible transactions;
• cybersecurity risks.

Cryptocurrency markets operate 24/7 and may behave unpredictably.

10. PRICING AND EXECUTION RISK

Prices displayed on the platform:

• may differ from external sources;
• may be affected by spreads and execution delays.

Execution may occur:

• at requested price;
• at a different price (slippage).

11. NO GUARANTEE OF PROFIT

The Company does not guarantee:

• profits;
• avoidance of losses;
• performance of any trading strategy.

Past performance is not indicative of future results.

12. MARGIN AND STOP-OUT RISK

Clients must maintain sufficient margin at all times.

Failure to do so may result in:

• automatic liquidation of positions;
• stop-out events;
• loss of funds.

13. LEGAL AND REGULATORY RISK

Clients are responsible for ensuring that:

• trading is legal in their jurisdiction;
• they comply with all applicable laws.

Regulatory changes may impact trading conditions.

The Company does not provide services involving the purchase or custody of actual cryptocurrencies. All cryptocurrency-related instruments are offered as CFDs and do not grant ownership of the underlying asset.

14. CLIENT RESPONSIBILITY

By using the Company’s services, the client confirms that:

• they understand the risks involved;
• they have sufficient knowledge and experience;
• they are financially able to bear losses.

15. ACKNOWLEDGMENT

By opening an account and trading with CaravanFX Limited, the client acknowledges that they have read, understood, and accepted this Risk Disclosure Statement.

16. CRYPTOCURRENCY CFD RISK DISCLOSURE (EXTENDED)

Trading CFDs on cryptocurrencies involves additional risks beyond those associated with traditional financial instruments.

These risks include, but are not limited to:

• Extreme volatility: Cryptocurrency markets are highly volatile and may experience sudden and unpredictable price movements;
• 24/7 market exposure: Cryptocurrency markets operate continuously without interruption, increasing the risk of price gaps and overnight exposure;
• Liquidity fluctuations: Market liquidity may vary significantly, particularly during periods of stress;
• Pricing discrepancies: Prices may differ across exchanges and liquidity providers;
• Regulatory uncertainty: Cryptocurrency regulations vary across jurisdictions and may change without prior notice;
• Technology risks: Blockchain networks, exchanges, and infrastructure may be subject to outages or attacks;
• Market manipulation risk: Cryptocurrency markets may be more susceptible to manipulation due to lower regulation.

Clients acknowledge that trading cryptocurrency CFDs is highly speculative and carries a significantly higher level of risk.

18. CRYPTOCURRENCY FUNDING RISK

• Transactions are irreversible;
• Risk of sending funds to incorrect wallet addresses;
• Blockchain delays;
• Third-party wallet risks.

1. INTRODUCTION

This Client Agreement (“Agreement”) is entered into between CaravanFX Limited (the “Company”) and the client (the “Client”).

The Company provides execution-only services in relation to Forex and Contracts for Difference (CFDs), including copy trading and managed account solutions (PAMM).

By opening an account, the Client agrees to be bound by this Agreement.

2. DEFINITIONS

• Platform – trading software (cTrader / WebTrader / etc.).
• CFDs – contracts for difference.
• Margin – funds required to open/maintain positions.
• Leverage – ratio increasing exposure.
• CopyTrading – replication of trades.
• PAMM – managed trading accounts.
• Negative Balance Protection – protection preventing losses beyond deposits.

3. NATURE OF SERVICES

• The Company provides execution-only services.
• The Company does not provide investment advice.
• The Company may act as counterparty to client trades.

4. CLIENT CATEGORIZATION

All clients are classified as Retail Clients, unless otherwise specified.

5. ACCOUNT OPENING

The Client must:

• provide accurate information;
• complete KYC verification;
• comply with AML regulations.

The Company may refuse account opening.

6. TRADING CONDITIONS

6.1 Leverage

Leverage is provided at the Company’s discretion.

6.2 Margin

Client must maintain sufficient margin.

6.3 Stop-Out

Positions may be automatically closed if margin levels fall below required thresholds.

7. NEGATIVE BALANCE PROTECTION

The Company provides Negative Balance Protection, meaning:

The Client cannot lose more than the total deposited funds.

8. ORDERS AND EXECUTION

• Orders are executed at available market prices.
• Slippage and requotes may occur.
• Execution is not guaranteed at requested prices.

9. PRICING & LIQUIDITY

• Prices are derived from liquidity providers.
• The Company may act as principal.
• Market conditions may affect pricing.

10. COPYTRADING SERVICES

The Company provides CopyTrading functionality:

• Clients may copy strategies of other traders;
• Performance is not guaranteed;
• Risks are equivalent to manual trading.

The Company is not responsible for:

• trader performance;
• losses resulting from copying.

11. PAMM ACCOUNTS

• PAMM accounts are managed by third-party traders.
• Clients allocate funds at their own risk.
• Past performance does not guarantee future results.

12. DEPOSITS AND WITHDRAWALS

Governed by separate Deposit & Withdrawal Policy.

13. CRYPTOCURRENCY TRANSACTIONS

• Cryptocurrency deposits are irreversible.
• The Company may verify wallet ownership.
• The Company may reject suspicious transactions.

14. FEES AND CHARGES

The Company may charge:

• spreads;
• commissions;
• withdrawal fees.

15. CONFLICTS OF INTEREST

The Company may act as counterparty and may have interests different from the Client.

16. RISK ACKNOWLEDGEMENT

Client acknowledges:

• high risk of trading;
• possible loss of all funds;
• leveraged exposure.

17. LIMITATION OF LIABILITY

The Company is not liable for:

• market volatility;
• technical failures;
• third-party services;
• client decisions.

18. FORCE MAJEURE

Includes:

• natural disasters;
• war;
• system failures;
• market disruptions.

19. ACCOUNT SUSPENSION

The Company may:

• freeze accounts;
• terminate relationships.

20. TERMINATION

• Client may close account anytime.

• Company may terminate for compliance reasons.

21. GOVERNING LAW

This Agreement is governed by:

• laws of Saint Lucia.

22. AMENDMENTS

The Company may update this Agreement.